In addition the limits under Section E on the Cover Option you have chosen,
we will pay::

• up to €700 for loss, theft of or damage to your own ski equipment
• up to €475 for hired ski equipment

Maximum payable under the above 2 benefits - €250 for any one
article, pair or set of articles.

• up to €35 per day, up to a maximum of €350 for the cost
  of hiring ski equipment following the loss, theft of or damage to your own ski
  equipment
• up to €475 for the unused portion of your ski pack following your
  bodily injury or illness
• up to €250 for the unused portion of your lift pass if lost
• up to €50 per day for the cost of transport organised by your tour
  operator to an alternative site if snow conditions result in total closure of skiing
  facilities. If no alternative sites are available, we will pay you compensation of
  €50 per day – maximum payable - €350

Main Exclusions:

• the same exclusions for Section E - Baggage and Passport, apply to this Section
• expense for piste closure where compensation or alternatives are provide

The following increased amounts apply for each Insured Person
(applicable only to persons aged 16 years and over)

Section	Budget Cover Option	Standard Cover Option	Premium Cover Option
Baggage and Passport	Baggage - €1,900 Single article (including valuables) sub-limit €475	Baggage - €3,200   Single article (including valuables) sub-limit €475	Baggage - €3,700   Single article (including valuables) sub-limit €475
	Aggregate Valuables sub-limit €1,000	Aggregate Valuables sub-limit €1,000	Aggregate Valuables sub-limit €1,000
	Delayed Baggage €125	Delayed Baggage €175	Delayed Baggage €750
	Passport Loss Expenses - €60	Passport Loss Expenses - €175	Passport Loss Expenses - €250

Cover also includes

• up to €35 per scheduled prepaid shore excursion missed due to the ship on which you are travelling being unable to dock
• cancellation and abandonment where the cruise liner ceases operations due to weather conditions for at least 48 hours

In addition the limits under Section E on the Cover Option you have chosen, we will also cover:

• Up to €1,200 for accident loss, theft or damage to Business Equipment, subject to a maximum of €700 for any one article, pair or set of articles
• An increased limit of €300 for Delayed Baggage
• Up to €350 for replacement of lost, stolen or damaged business documents and €350 for business samples subject to a limit of €175 for any one article, pair of set of articles
• For reasonable additional accommodation and travelling costs for a colleague to take your place in the event of your death, total disablement or hospitalisation

In addition the limits under Section E on the Cover Option you have chosen, we will pay:

• Up to €1,750 for the loss, theft, or damage to your own golf equipment and €1,200 for hired golf equipment
• Up to €50 per day up to a maximum of €350 for the cost of hiring golf equipment following the loss, theft of or damage to your own golf equipment or when it is delayed in transit
• Up to €475 for the unused portion of your prepaid unrefundable green fees following your own bodily injury or illness (subject to written confirmation from a Medical Practitioner)

For driving holidays with your own vehicle 

Following breakdown, fire, theft or accidental damage to your vehicle, we will pay:

• Up to €300 for emergency roadside assistance (limit €60 on labour charges)
• Up to €475 to get your vehicle back home
• Up to €250 per person for return transportation to Malta if vehicle is not repaired in time
• Up to €125 for additional hotel room costs awaiting repairs to be effected within 24 hours, or if more time is needed for repairs
• Up to €300 for alternative car hire or €125 per person for additional transport costs to arrive to destination
• Up to €250 for emergency repairs to the vehicle in the case of theft damage

(not available with Budget Cover option)

We will pay up to €2,000 for:

• Irrecoverable unused travel and accommodation costs and other pre-paid charges if you choose to cancel your trip in the event of cancellation of a marine/flight service from Malta due to adverse weather or other natural disasters
  
  OR
  
  
• Reasonable additional travel and accommodation expenses inevitably incurred due to your trip being extended in the event of cancellation of any marine/flight service due to adverse weather or other natural disasters

With this extension we will waive all excesses applicable under this insurance.