MOTOR INSURANCE

OPTIONS

Reduction in premium to increase your policy excess
(Private Comprehensive Cover)
You may choose to increase your standard excess:

• From €55 to €115 to earn a 10% discount (maximum €117) on your premium; or
• From €55 to €235 to earn a 20% discount (maximum €233) on your premium

Reduction in premium for limited drivers
(Private Comprehensive & Third Party Fire & Theft Cover)
You can benefit from 10% to 12.5% discount if driving is limited to 2 named drivers aged 25 years and over

Hiring of Alternative Car (Private Comprehensive Cover)
As stated in the Summary of cover, we automatically give you free €100 car hire following an accident which is applicable to Private Comprehensive Policies with maximum No Claim Discount. There is still the option for this benefit to be purchased if you do not have maximum no claim discount or you require a higher car hire limit. Please note that our Car Hire limit is payable per accident not once in a year

Protection of No Claim Discount (Private Comprehensive Cover)
No Claim discount is automatically protected when maximum no claim discount is reached. However, you can still protect your 3rd year or 4th year no claim discount at a nominal additional premium. This charge will automatically be removed when reaching maximum no claim discount. Protection will apply if you have one claim during a 12 month period. Should there be 2 claims in a 12 month period, there will be a 2 year step back of no claim discount